Current Rates

Current Rates

 

Annual Percentage Yield (APY) Effective     Apr 22, 2019
Savings & Checking Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
SAVINGS $50.00 0.20%   0.20%    
NOW CHECKING $200.00 0.15% 0.15%      
SUPER NOW CHECKING $2,500.00 0.25% 0.25%      
MONEY MARKET (< = $99,999.99) $2,500.00 0.50% 0.50%      
MONEY MARKET ($100,000.00 - $1,999,999.99) $100,000.00 1.00% 1.00%      
Certificates of Deposit Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH CERTIFICATE $500.00 1.85% 1.87% 1.86% 1.86% 1.85%
24 MONTH CERTIFICATE $500.00 2.15% 2.17% 2.17% 2.16% 2.15%
36 MONTH CERTIFICATE $500.00 2.40% 2.43% 2.42% 2.41% 2.40%
48 MONTH CERTIFICATE $500.00 2.65% 2.68% 2.68% 2.67% 2.65%
60 MONTH CERTIFICATE $500.00 2.90% 2.94% 2.93% 2.92% 2.90%
Retirement Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 1.85%     1.86%  
18 MONTH IRA $50.00 1.90%     1.91%  
24 MONTH IRA $50.00 2.15%     2.16%  
36 MONTH IRA $50.00 2.40%     2.41%  
48 MONTH IRA $50.00 2.65%     2.67%  
60 MONTH IRA $50.00 2.90%     2.92%  
Coverdell Education Savings Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 2.00%     2.01%  
18 MONTH IRA $50.00 2.05%     2.06%  
24 MONTH IRA $50.00 2.30%     2.31%  
36 MONTH IRA $50.00 2.55%     2.57%  
48 MONTH IRA $50.00 2.80%     2.82%  
             
ANNUAL PERCENTAGE YIELD (APY) ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY. A WITHDRAWAL WILL REDUCE EARNINGS. A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.