Current Rates

Current Rates

 

Annual Percentage Yield (APY) Effective     Jun 25, 2019
Savings & Checking Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
SAVINGS $50.00 0.20%   0.20%    
NOW CHECKING $200.00 0.15% 0.15%      
SUPER NOW CHECKING $2,500.00 0.25% 0.25%      
MONEY MARKET (< = $99,999.99) $2,500.00 0.50% 0.50%      
MONEY MARKET ($100,000.00 - $1,999,999.99) $100,000.00 1.00% 1.00%      
Certificates of Deposit Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH CERTIFICATE $500.00 1.85% 1.87% 1.86% 1.86% 1.85%
24 MONTH CERTIFICATE $500.00 2.10% 2.12% 2.12% 2.11% 2.10%
36 MONTH CERTIFICATE $500.00 2.25% 2.27% 2.27% 2.26% 2.25%
48 MONTH CERTIFICATE $500.00 2.35% 2.38% 2.37% 2.36% 2.35%
60 MONTH CERTIFICATE $500.00 2.45% 2.48% 2.47% 2.47% 2.45%
Retirement Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 1.85%     1.86%  
18 MONTH IRA $50.00 1.90%     1.91%  
24 MONTH IRA $50.00 2.10%     2.11%  
36 MONTH IRA $50.00 2.25%     2.26%  
48 MONTH IRA $50.00 2.35%     2.36%  
60 MONTH IRA $50.00 2.45%     2.47%  
Coverdell Education Savings Accounts Minimum
Deposit
Interest
Rate
Monthly
APY
Quarterly
APY
Semi-Annual
APY
Annual
APY
12 MONTH IRA $50.00 2.00%     2.01%  
18 MONTH IRA $50.00 2.05%     2.06%  
24 MONTH IRA $50.00 2.25%     2.26%  
36 MONTH IRA $50.00 2.40%     2.41%  
48 MONTH IRA $50.00 2.50%     2.52%  
             
ANNUAL PERCENTAGE YIELD (APY) ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY. A WITHDRAWAL WILL REDUCE EARNINGS. A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.