Current Rates

Personal Loans

Eric Czarnecki Assistant Vice President

Eric Czarnecki
Direct Line: 608-366-2020
eric.czarnecki@riverbank.biz
Assistant Vice President - NMLS #284134

 

Mortgage Loans        Apply Now

Union Bank of Sparta offers you a variety of home mortgage products including:

 Homestyle Renovation®

You find a house, WHEDA will help you make it a home. WHEDA understands that not every home is move-in ready.  It can be difficult to find a house within your budget, that meets your needs, and that you can call "home."

Features and Benefits:

  • Enables you to buy and renovate a home utilizing a single mortgage
  • All costs associated with your renovation - including six months of mortgage payments if you are unable to occupy your home during renovation - can be financed
  • Six months after closing to complete the renovation work
  • Up to 100% financing for eligible borrowers

Program Requirements:

  • Owner-occupied primary residence only
  • 30-year fixed first mortgage can be utilized with WHEDA down payment assistance
  • All standard WHEDA income and credit guidelines apply
  • Loans serviced by WHEDA's first rate Servicing Department
 Mortgage Advantage

  • Low cost, 30-year fixed interest rate
  • Down payment and closing cost assistance
  • A mortgage tax credit
Freddie Mac
  • Fixed-Rate Mortgages
    Purchases:
    Experienced real estate lenders can provide various real estate loan options.
    Refinancing:
    Union Bank of Sparta can assist you with the refinance of your existing mortgage to take advantage of changing rates.

Consumer Loans

At Union Bank of Sparta you will receive a quick response to your loan request. Contact our qualified loan officers to review your lending needs.

  • Automobile Loans - We offer competitive rates and payments to fit your budget.
  • Recreational Vehicle - Let us help you finance that motor home, motor cycle, snowmobile, or ATV.
  • Debt Consolidation Loans - Consolidate those small loans and credit card bills into one easy payment.
  • Personal Loans - We have loans available for vacations, those unexpected emergencies or other personal expenses.
  • Home Improvement Loans - Home maintenance is always necessary. We can help you obtain the funds needed.

Apply Now

 

Click here for Business Loans.